ChatHub Privacy Policy & Terms of Service

Effective Date: October 8, 2025
Last Updated: October 8, 2025

Important: By using ChatHub mobile application (iOS and Android), you agree to this Privacy Policy and Terms of Service. Please read them carefully before using our services.

Table of Contents

1. Privacy Policy

1.1 Introduction

ChatHub ("we," "us," or "our") operates a social networking and communication platform that connects users worldwide. We are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your information.

1.2 Information We Collect

A. Account Information (Provided by You)

B. Device & Technical Information (Automatically Collected)

C. Usage & Activity Data

D. Content You Create

E. Safety & Moderation Data

F. Subscription & Billing Information

G. Location Information

1.3 How We Use Your Information

A. Provide Core Services

B. Personalization & Improvement

C. Safety & Security

D. Account Management

E. Analytics & Business Operations

1.4 How We Share Your Information

A. With Other Users (Publicly Visible)

The following information is visible to users you interact with:

B. With Third-Party Service Providers

We share data with trusted partners who help us operate the app:

C. Legal Requirements

We may disclose your information if required by law or to:

D. Business Transfers

If ChatHub is involved in a merger, acquisition, or sale of assets, your information may be transferred. We will notify you before your information becomes subject to a different privacy policy.

1.5 Data Retention

1.6 Data Security

We implement industry-standard security measures to protect your information:

Note: While we strive to protect your data, no method of transmission over the internet is 100% secure. Use ChatHub at your own risk.

1.7 Children's Privacy

Age Restriction: ChatHub is intended for users aged 18 years and older. We do not knowingly collect information from anyone under 18. If you are under 18, do not use this app or provide any personal information.

If we discover that a user under 18 has provided personal information, we will immediately delete their account and associated data.

1.8 International Data Transfers

ChatHub operates globally. Your information may be transferred to and stored on servers located in different countries, including the United States (Firebase, AWS). By using ChatHub, you consent to the transfer of your information to countries outside your residence.

1.9 Third-Party Links

ChatHub may contain links to external websites or social media profiles (e.g., Instagram, Snapchat handles). We are not responsible for the privacy practices of these third-party sites. Please review their privacy policies before sharing information.

1.10 Changes to Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Continued use of ChatHub after changes constitutes acceptance of the revised policy.

2. Terms of Service

2.1 Acceptance of Terms

By downloading, installing, or using ChatHub, you agree to be bound by these Terms of Service. If you do not agree, you may not use the app.

2.2 Eligibility

2.3 Account Registration & Security

2.4 User Conduct & Prohibited Activities

You agree NOT to:

2.5 Content Ownership & License

A. Your Content

B. ChatHub's Content

2.6 Content Moderation

2.7 Voice & Video Calls

2.8 Subscriptions & Payments

A. Subscription Tiers

ChatHub offers three subscription tiers:

Each tier is available in weekly, monthly, or yearly billing periods.

B. Auto-Renewal

C. Refunds

D. Gift Subscriptions

E. Free Trial (If Applicable)

2.9 Intellectual Property

2.10 Disclaimer of Warranties

ChatHub is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

2.11 Limitation of Liability

To the fullest extent permitted by law:

2.12 Indemnification

You agree to indemnify and hold ChatHub harmless from any claims, damages, losses, or expenses (including legal fees) arising from:

2.13 Termination

A. By You

B. By Us

We may suspend or terminate your account immediately if you:

C. Effect of Termination

2.14 Dispute Resolution

2.15 Governing Law

These Terms are governed by the laws of India, without regard to conflict of law principles. You consent to the exclusive jurisdiction of courts in India.

2.16 Changes to Terms

We may modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of ChatHub after changes constitutes acceptance of the revised Terms.

2.17 Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force.

2.18 Entire Agreement

These Terms, along with our Privacy Policy and Community Guidelines, constitute the entire agreement between you and ChatHub.

3. Community Guidelines

3.1 Our Mission

ChatHub is a platform for meaningful connections and respectful communication. We strive to create a safe, inclusive, and positive environment for all users.

3.2 Be Respectful

3.3 Stay Safe

3.4 Zero Tolerance Policies

The following behaviors result in immediate account termination:

3.5 Reporting & Enforcement

3.6 Consequences of Violations

3.7 Appeals

If you believe your account was wrongly suspended or banned, you may appeal by contacting us at info@peppty.com within 30 days.

4. Data Collection & Usage (Detailed)

4.1 Firebase (Google Cloud)

Purpose: Database, authentication, analytics, crashlytics, push notifications

Data Shared: User profiles, messages, account data, device info, usage analytics

Privacy Policy: https://firebase.google.com/support/privacy

4.2 Amazon Web Services (AWS)

Purpose: Image storage (S3), email delivery (SES)

Data Shared: Profile photos, images shared in chats, verification emails

Privacy Policy: https://aws.amazon.com/privacy/

4.3 Agora.io

Purpose: Real-time voice and video calls

Data Shared: User ID, call metadata (duration, participants). Calls are peer-to-peer and not recorded.

Privacy Policy: https://www.agora.io/en/privacy-policy/

4.4 Hive AI

Purpose: Image content moderation (detect inappropriate images)

Data Shared: Images uploaded by users for moderation

Privacy Policy: https://thehive.ai/privacy

4.5 TensorFlow Lite (On-Device)

Purpose: Interest extraction from messages using MiniLM ML model

Data Shared: None. Processing happens entirely on your device. No data sent to external servers.

4.6 Apple App Store / Google Play Store

Purpose: Payment processing, subscription management

Data Shared: Purchase history, subscription status

Privacy Policies:

5. User Safety & Content Moderation

5.1 AI-Powered Moderation

5.2 User Reports

5.3 Blocking & Muting

5.4 Safety Tips

6. Subscription & Billing

6.1 Free vs. Premium

Free Users: Access to basic features with limitations (message limits, cooldown periods)

Premium Users (Lite/Plus/Pro): Unlimited messages, priority matching, advanced filters, ad-free experience

6.2 Subscription Management

6.3 Cancellation Policy

6.4 Price Changes

7. Your Rights & Choices

7.1 Access & Correction

7.2 Account Deletion

7.3 Data Portability

7.4 Marketing Communications

7.5 Cookie Policy

ChatHub is a mobile app and does not use browser cookies. We use device identifiers and session tokens for authentication and analytics.

7.6 Do Not Track (DNT)

ChatHub does not respond to "Do Not Track" signals as they are not applicable to mobile apps.

7.7 California Privacy Rights (CCPA)

If you are a California resident, you have the right to:

7.8 GDPR Rights (European Users)

If you are in the European Economic Area (EEA), you have the right to:

8. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or Terms of Service, please contact us:

Email: info@peppty.com

App Name: ChatHub

Developer: Peppty

Website: www.peppty.com

Response Time: We aim to respond to all inquiries within 48-72 hours.

Acknowledgment: By using ChatHub, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy and Terms of Service.

Thank you for being part of the ChatHub community!

© 2025 ChatHub by Peppty. All rights reserved.